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How would you rate your credit?
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Very strong credit history with few credit problems.
Pay your bills on time, most of the time. Have no recent late payments.
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Average Consumer falls in this category.
Usually pay your bills on time, but have a couple of late payments showing on your
credit report.
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Most people with bad credit fall in this category.
Have a history of late payments that are consistently 60 days or more over due.
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Few people fall in this category.
You have severely bad credit and a long history of late payments.
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