Terms of Use
The following Terms of Use are an agreement between you and MortgageDigger.com, which may
be referred to throughout this document as ‘us’, ‘we’, ‘our’, ‘website’ or ‘site’.
When you use this website for informational purposes or to apply for a short term
loans, you agree to the following Terms:
Products and Services
You understand and agree that MortgageDigger.com is not a lender and therefore does not
issue any credit or any of the products found on this website. Any of the products
or services found on this site is issued by and remains the sole responsibility
of its respective owner. MortgageDigger.com assumes no obligation for any of the offers
that are made to you on this website.
Application Acceptance
Should you receive an electronic acknowledgement that we have received your submitted
application, you should not misconstrue this as intent to lend or approval for funding,
nor is it meant to be a validation of a proposal by one of our lenders to provide
you with funds. MortgageDigger.com reserves the right to approve or deny your application
before it is sent to any lender. We may also ask you to provide more information
for verification before we submit your application to our lenders. We will not be
held responsible for your denial of a loan if you do not meet the criteria for receiving
a short term loan.
Site Use Limitations
This website is intended for use only by individuals who are 18 years of age or
older. You also agree that you will not use this website or any information contained
within this website for illegal or illicit purposes or for any purpose that is prohibited.
Legal Compliance
By using this website, you agree to obey any and all laws, statutes, regulations
and rules that may apply to this site’s use and the use of any third party services
provided herein. We reserve the right but are not required to report any alleged
or actual abuses of the law to the proper authorities and agencies. Should we become
knowledgeable of any illegal or illicit activity, either through our own observance
or via a complaint, we may implement an investigation into this activity in order
to determine the nature of the violation and the appropriate disciplinary measures
that should be taken. During this investigation, we may suspend your ability to
access this site or use any of the products and services provided. In the event
of such an investigation, you agree to cooperate completely. You also agree that
if you are found to be in violation of these Terms of Use or of our Privacy Policy,
you could face civil or criminal charges in a court of law.
Intellectual Property
Anything found on this website, including characters, designs, titles, trade names,
graphics and other properties such as images, software and text which can be viewed
on this website are owned by MortgageDigger.com, its third party affiliates and licensees
who are allowed to utilize such property and are protected under intellectual property
law. We give you permission to use this website and create copies of pages, documents,
images and other content for your sole use and only for the purpose of obtaining
a short term loans through MortgageDigger.com and its third parties. Commercial use is prohibited.
We own the rights to all of the content within this website. You may not distribute,
publish, spread or present any of the information found herein without obtaining
express written consent from us. Unless specifically stated, nothing found on this
website shall be misconstrued as providing you with any right or license under any
trademark, copyright or intellectual property right.
Disclaimer of Warranties and Restriction of Responsibility
While we do our best to ensure that the information provided to you on this website
is accurate and complete, we can never guarantee this accuracy. MortgageDigger.com takes
no responsibility for any use or outcome which may occur due to your use of the
information on this website or the products and services it provides in relation
to its dependability, accuracy, precision, completeness or any other matter.
NEITHER THIS WEBSITE NOR THE PARTIES WHO ARE AFFILIATED WITH THE DESIGN, MARKETING,
CREATION AND MAINTENANCE OF THIS WEBSITE WILL BE RESPONSIBLE FOR ANY DIRECT, INDIRECT,
CONSEQUENTIAL, ACCOMPANYING, UNINTENDED OR DISCIPLINARY OUTCOMES CAUSED BY YOUR
USE OF OR ACCESS TO THIS WEBSITE. THERE IS NO WARRANTY, INCLUDING BUT NOT LIMITED
TO A WARRANTY OF MERCHANTABILITY, PROVIDED FOR THE INFORMATION HEREIN AND ALL INFORMATION
IS PROVIDED ‘AS-IS’. This disclaimer and restriction of responsibility will upheld
to the maximum allowed by law and void where prohibited.
Third Party Content
MortgageDigger.com may contain links to third party affiliates throughout the website. We
are not responsible, nor are we liable for, the Privacy Policies or content found
on those websites. Should you choose to exit MortgageDigger.com via a link to a third party,
we highly recommend that you review the Privacy Policy associated with that website
before you proceed. The presence of third party links on our website should not
be taken as an endorsement or advertisement for any product or service offered by
those parties or affiliates of those parties.
Privacy
This section is a reference to the Privacy Policy of MortgageDigger.com which can be found
here. This Policy describes our responsibilities and your rights as they pertain
to any personal information you provide on this website. We will never use any of
your information in a manner that is not consistent with our Privacy Policy. You
understand and agree that MortgageDigger.com may change the Privacy Policy from time to
time at its sole discretion, and that if you continue to use the site after these
changes have been published, you are acknowledging your acceptance of and agreement
with such changes. You also agree that you will not continue to use this site if
you do not agree with or understand any of the changes implemented.
Security
We use industry-recognized and accepted security technology and procedures to protect
the information you provide to us. Despite this, we cannot guarantee that your personal
information will not be intercepted or deciphered by others. We will not be held
responsible for any interception or deciphering of your personal information.
Website Use
MortgageDigger.com does not act as an agent for you or for any of the third parties with
whom we are affiliated. We may receive reimbursement or compensation from our third
party affiliates for facilities, products or services that are offered under isolated
contact and circumstances. These facilities, products and services may or may not
be affiliated with your use of this website. You agree that any compensation or
reimbursement we receive from third parties may or may not be affiliated with your
use of this website.
Law and Venue
You agree that any legal disputes that may arise, regardless of your place of residence
or location at the time that this website was used, will take place under the laws
of the state of Delaware without any regard for conflict of law. Any court proceedings
or hearings will take place in a federal or state court in the state of Delaware.
We do not claim that any information or services contained within or provided by
this website are suitable for use outside of the United States. Using this website
from locations outside of the United States will be done at your own discretion
and you are required to adhere to local laws. If anything within these Terms is
found to be invalid, it will be stricken without having any effect on the rest of
the Terms.
Revision of Terms of Use
MortgageDigger.com reserves the right to make revisions to these Terms from time to time.
Should you continue to use this site after such revisions have been published, you
acknowledge that you have read and agree with these changes.
Indemnification Clause
When you use this website, you agree that MortgageDigger.com and its third parties, affiliates,
subsidiaries, agents, partners and employees will be exempt from any indemnification,
including legal fees, losses, demands, claims or liabilities, that arise as a result
of your use of this website or the products and services provided by third parties.
Terms of Use Violations
If at any time MortgageDigger.com believes that you are in violation of these Terms of Use,
you agree that we may, at our sole discretion and with no prior notice to you, suspend
your access to this site as well as any products or services featured on this site.
We may also delete any information or content that you have submitted at any point
if we believe that such content is not in line with our Terms of Use or Privacy
Policy. We may also do this if we find your actions to be questionable or if they
disturb other users of our website, us, or our third party affiliates, or if we
feel that your actions are illegal or illicit.
Miscellanious
Any rights that are not specifically provided here are the property of MortgageDigger.com.
The titles and subheadings used in this document are only to ease readability and
should not be considered as part of the Terms of Use. Any failure to impose or enforce
a part of these Terms shall not be considered a waiver of any right. If any part
of these Terms is deemed to be invalid, this will have no effect on the rest of
the Terms, and they will continue in full effect. These Terms, along with our Privacy
Policy, constitute an entire agreement between you and MortgageDigger.com and any other
groups who are responsible for or affiliated with the transactions being conducted.
This version of the Terms is the only valid version and it supersedes any previous
version whether provided electronically, verbally, or in print.